One investment mind. Thirty clients. No more.
Roshan 30 is the practice of Roshan Francis Padamadan, CFA. Financial planning, stock selection support and family office services, delivered personally and capped at thirty client relationships.
The name is the promise
Most advisers grow by adding clients. Roshan 30 is built the other way round.
There are thirty places, and there will never be more. The limit is what makes the work possible: every portfolio is reviewed by Roshan himself, every call is with the person who actually studies the companies, and every client can reach him when it matters.
Roshan takes calls from 8am to 11pm Singapore time, so clients in Asia, the Gulf, Europe and the Americas can speak with him during their own working day.
Clear services, clear fees
Financial planning, investment consulting and family office support, with pro bono investment consulting for registered charities.
Financial Plan
Connect your investment portfolio with your lifestyle goals. Includes 10 hours in total: 4 to 6 hours of consulting, with the remaining hours for follow-ups. An annual check-up is suggested.
Outputs: Investment Portfolio Statement and Lifestyle Planning.
Investment Consulting
Flexible advice for specific investment decisions, including selecting funds and evaluating investment options.
Stock Selection Support and Roshan Research
Stock-selection consulting with access to Roshan Research. Global, bottom-up investing with a focus on the USA, China and India. Fee at the minimum base: USD 75,000 per year.
| Investment style | Target mean annual return | Approach |
|---|---|---|
| Roshan Classic | 18% | Higher return objective, with greater volatility and a wider range of annual outcomes. |
| Roshan Conservative | 12% | Lower volatility objective and a tighter range of outcomes. |
Targets are gross, before taxes and fees. They are objectives, not guarantees or historical performance. Capital is at risk.
Portfolio Consulting
A consulting wrapper across non-single-stock assets: bonds, private equity funds, hedge funds and direct investments. Charged as a consulting fee for Roshan's time.
Waived for clients who use Roshan for most of their wealth under Stock Selection Support. For example, where a client holds 50 to 75% of liquid wealth in Stock Selection Support, Portfolio Consulting is provided on a complimentary basis for minor or occasional queries.
Family office and charitable services
Middle Office Support
Practical administration and coordination, with Roshan supervising the team and reviewing its work.
| Service | Monthly fee | Scope |
|---|---|---|
| Light | USD 2,500 | Compliance calendar; document collection; tax-adviser filing packs and follow-up; residency records; KYC and renewals; monthly statement filing; weekly status updates. |
| Mid | USD 5,000 | Light service plus prior-year catch-up, concurrent filing seasons across jurisdictions, administration for new structures and accounts, deeper adviser and bank follow-up and a monthly review call. |
Indicative combined team capacity: approximately 130 hours per month for Light and 260 for Mid, flexing with the calendar. Fees include taxes and are invoiced monthly in advance. Three-month minimum, then monthly rolling, with 30 days' notice. External adviser and government charges are separate; pre-agreed travel is billed at actual cost. Middle-office support excludes investment decisions, trade execution, tax or legal advice and signing returns. Licensed advisers retain responsibility for advice and sign-off.
Pro Bono Investment Consulting
Helping trustees and leadership teams align investments with the charity's mission, spending needs and long-term financial sustainability. Support includes investment policy, asset allocation, fund selection and portfolio review.
Roshan Francis Padamadan, CFA
Investment Consultant · Exempt Financial Adviser, Singapore. More than two decades across banking, investment research, portfolio management and corporate finance.
An investor who has also run the finance function
Roshan's work combines an investor's perspective on capital allocation with hands-on experience in financial controls, treasury, risk and business operations. He has met and studied more than 2,100 companies, worked in seven or more countries and speaks over five languages.
Practical financial leadership
At Blink Health, his responsibilities spanned financial planning, controls, tax and compliance, including oversight of USD 75 million in treasury. He then served as Head of Finance at Qatalyst, a Standard Chartered and Engie joint venture, and has held CFO and advisory roles with private businesses.
Qualifications
Former Co-Chair of the Research Committee, CFA Society Singapore.
- HSBC GroupSeven years across credit risk, investment research and asset management, including a product specialist role supporting a South and Southeast Asian equities team managing over USD 10 billion.
- Luminance Global FundFounder and Lead Portfolio Manager of a global strategy investing across equities, bonds, preferred shares and derivatives.
- Sixteenth Street CapitalFormer Chief Operating Officer and Director, overseeing operations, compliance, finance and risk for an emerging and frontier markets asset manager.
Ask whether a place is open
A first conversation is a 20 minute call with Roshan. No pitch, just a discussion of where you are and whether Roshan 30 is the right fit.